October 2026 · Free resource

Debt Snowball Tracker

The debt snowball pays off your smallest balance first, so you see progress quickly and stay motivated.

How to use it

1. List every debt from the smallest balance to the largest.
2. Pay the minimum on everything except the smallest debt.
3. Put every extra dollar toward that smallest debt until it's gone.
4. Roll that payment into the next debt on the list, and repeat.
5. Color in each row on the tracker as you clear it.